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5 key takeaways from the Bank of Canada’s Financial System Review

The Bank of Canada appears cautiously optimistic that new mortgage rules can successfully take risks out of the housing market and financial system, but it won’t happen overnight.

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Almost half of new, young homeowners have down payments of less than 20%

Almost half of new, young homeowners put down less than 20 per cent down on their homes, something that could make them vulnerable to economic shocks down the line.

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The New Reality

There’s no question that demand in the Calgary housing market eased following the collapse of oil prices in late 2014.